Payment processing is handled through Amazon's secure checkout. Amazon.com accepts a variety of payment options including credit and debit cards. Below, you will find a list of accepted payments outlined in Amazon's payment policies. Additionally, payments may be split between accepted credit or debit cards and an Amazon gift card. However, payments may not be split between credit and debit cards alone. EBT, food stamps or any other payment method not listed below are not accepted.
Amazon allows the use of prepaid cards for the majority of purchases however, some restrictions may apply. Prepaid Visa, MasterCard or American Express cards can't be combined with a standard credit card to complete a purchase. Furthermore, prepaid cards requiring the use of 3-digit CVV codes are not supported. If the code is required by the issuing bank, your order may not be completed successfully. All purchases made with prepaid card will incur a $1 authorization to make sure the card is valid. This authorization is not a charge and will be returned to your balance within 24 hours.
If your payment method has been declined, confirm that your credit card number, expiration date, billing address, and phone number were entered correctly. In some cases, your bank may have a maximum withdrawal/payment limit which will cause your payment to be declined. Please contact your bank to inquire about your limits and the possibility of allowing a one-time limit increase or authorization to make your purchase.
Accepted Payment Methods
- Visa (including the Amazon.com Rewards Visa Card)
- Amazon.com Store Card
- Discover Network
- American Express
- Diners Club (U.S. billing addresses only)
- China UnionPay (credit card only)
- Visa, MasterCard, or American Express pre-paid credit or gift cards
- Personal Bank Account (U.S. Accounts Only)
Rejected Payment Methods
- Business Bank Accounts
- Flexible Spending Accounts
- Health Saving Accounts
- EBT/Food Stamps